YAH YAH this thread is depressing, but its the truth. School has started or will in a few days. The holidays will be here before we blink. Make this the year you give your family the gift of knowing that what you all want will be honored should an emergency occur.
Get those wills written, do that power of attorney. Don't use money as an excuse. Most of the necessary forms can be found online for free, and notaries are free to very cheap. Get your property documents in order, Check the titles on your cars and other vehicles. If you want your partners name on your house, do a quit claim. You don't have to talk to your bank or get permission. You will not have to pay doc stamps. You can get the forms online, fill them out, get a couple of witnesses to our signatures and then file them with the county. Filing fees cost little.
Make sure the beneficiaries on your insurance policies are are up to date. Buy some insurance for your families! Don't be cheap! Insurance costs a lot less than that cable bill! Your loved ones are important and while nothing will replace you if you die, money will help solve some of the problems they will face after your death. And both (or all) partners need insurance, not just the bread winners.
Stop proscrastinating - do it!!!
Love each other,
Protect each other
See that your wishes are honored in an emergency.
Life (and death) happens, peeps!
Smooches,
Keri
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