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Old 05-17-2011, 10:48 PM   #474
Camo Eagle
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Originally Posted by Blade View Post
I have a question for those who have had top surgery. How did you pay for your surgery?

It has been suggested that I have a reduction for health reasons and my insurance would pay for it. As tempting as that sounds they wouldn't be gone they'd still be there just much smaller.

So how did you pay for your surgery?
I got a very low %, bank loan.

I used Dr. Peter Raphael in Plano Tx.
http://www.ai4ps.com/procedures/tran...le-mastectomy/

He charged me $6000 which included everything. Visits, consults, surgery, surg facility, follow up.

Because I was alone, I had to pay them $550 for a nights stay at a private hotel suite w/ a private nurse.

There is an extended stay place right down street that gives a special rate to his clients. Dont rem how much it was, but think it was about &175 for the week.

There was also some cost for labs & the med scripts for surg day, which my ins covered.

I did about all of it for the $7000 I borrowed.

The big expense at the time was all the oncologist ,cardiac & blood work I had to under go to prep for the surgery. Ins covered most, but 20% was still over a $1000.

TIPS BASED ON EXP.:

If you get a loan, try to use a bank.
Those Med Loan companies are only 1 step under loan shark rates. One told me that I had such excellent credit they would only charge me 28.9% interest. WTF? LOL
My bank gave me a 3 yr loan @ 2.9% bc I have excellent credit.

Get a list of all after care supplies prior to surg travel. Stock up on all this. Take some with you if you will be staying in a hotel. Leave some at home so you dont have to shop or run out after surgery.

If you can afford it, order/buy your compression garments prior as well.
You WILL want to get out of those ace wraps asap. LOL
I used a great zip up front vest. (approx $60-$75) You WILL NOT be able to get one over your head. I advise 2 if you can.
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