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easygoingfemme · 09-04-2013, 08:27 PM

There are a lot of unknowns, but I feel pretty excited to see what will be happening.

I've only had sporadic health insurance most of my adult life. I pay for insurance for my daughter, but to pay for both of us on just my income doesn't make sense. I have seen a doctor/had medical care about once every other year for the last 20 years. I had my baby at home and paid a midwife for her services. That was my biggest expense and that was nothing compared to what it would have cost to be at a hospital. (which isn't why I chose go with homebirth/midwife, but that's a totally different story for a different discussion) Other than that I've been really fortunate to avoid big medical bills. It makes more sense for me to pay out of pocket when I do need medical care than to put out $300/month to pay for insurance that I would hardly use. I'm self employed, so getting insurance is expensive. And on top of that $300/month I'd have to go through a high deductible before tapping in to use it.

However, I'd like sometime to get base lab work done, basic screenings, that sort of thing and it's not something easily attainable without insurance. I don't like that we're being "mandated" to have insurance, but I'm glad that it looks like it will be an attainable goal without feeling like I'm dumping money into a service that I don't take much use from.

09-04-2013, 08:27 PM	#7
easygoingfemme Senior Member How Do You Identify?: Lil' Miss Sassy Pants Preferred Pronoun?: She/her Join Date: Oct 2012 Location: My place by the river Posts: 3,686 My Photo Gallery Thanks: 7,016 Thanked 14,964 Times in 3,313 Posts Rep Power: 21474852	There are a lot of unknowns, but I feel pretty excited to see what will be happening. I've only had sporadic health insurance most of my adult life. I pay for insurance for my daughter, but to pay for both of us on just my income doesn't make sense. I have seen a doctor/had medical care about once every other year for the last 20 years. I had my baby at home and paid a midwife for her services. That was my biggest expense and that was nothing compared to what it would have cost to be at a hospital. (which isn't why I chose go with homebirth/midwife, but that's a totally different story for a different discussion) Other than that I've been really fortunate to avoid big medical bills. It makes more sense for me to pay out of pocket when I do need medical care than to put out $300/month to pay for insurance that I would hardly use. I'm self employed, so getting insurance is expensive. And on top of that $300/month I'd have to go through a high deductible before tapping in to use it. However, I'd like sometime to get base lab work done, basic screenings, that sort of thing and it's not something easily attainable without insurance. I don't like that we're being "mandated" to have insurance, but I'm glad that it looks like it will be an attainable goal without feeling like I'm dumping money into a service that I don't take much use from.