Transgender Woman Needs Your Support In Texas

[Stearns]

Originally Posted by JustJo

You're right, pensions have a whole different set of rules.

I know that on my job we are covered for 2 years of salary as life insurance through the company, and that can be designated to anyone. If I were not to designate, then it follows the usual rules of estate distribution (spouse first, kids second, etc.)

I still think the critical message is don't trust family to do the right thing after you're gone. We have to do the legal paperwork to ensure that our loved ones get everything they can, and that we want them to have.

I agree that we need to do everything we can, but, unfortunately, our partners aren't allowed to get many benefits, regardless of how much we want them to. I'm glad to hear you work for a progressive company. I had a choice between a traditional plan and a 401K and chose the 401K, because I can name my beneficiary. But, since my insurance policy is completely employer-provided, my wife won't be able to collect any death benefits.