Butch Femme Planet  

Go Back   Butch Femme Planet > GENDER AND IDENTITY > The Trans Zone

Reply
 
Thread Tools Display Modes
Old 07-23-2010, 09:03 PM   #1
Stearns
Member

How Do You Identify?:
Trans Man
Preferred Pronoun?:
He
Relationship Status:
Husband
 
Stearns's Avatar
 

Join Date: Jun 2010
Location: 'nita land
Posts: 272
Thanks: 385
Thanked 443 Times in 149 Posts
Rep Power: 3640
Stearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST Reputation
Default

Quote:
Originally Posted by JustJo View Post
I'm not sure who's paying out in the event of a firefighter's death on the job...but I do know that most "on the job" kinds of life insurance and/or death benefit have a designated beneficiary. It's not automatically a spouse, but can be named to anyone.

Sounds like some confusion on the media coverage too...the article I read said that the parents are trying to get 100% of the estate paid to his children, not that they are trying to get anything for themselves.

At some point, someone in here (or maybe it was on the dash site?) had started a thread about the steps we can take to legally protect our partners. Maybe we need to get that started up again...
If you have a private insurance policy, you can name your beneficiary and it will stand. However, with traditional pension plans, same gender spouses, sadly, are not usually allowed to receive death benefits.
Stearns is offline   Reply With Quote
The Following User Says Thank You to Stearns For This Useful Post:
Old 07-23-2010, 09:13 PM   #2
JustJo
Infamous Member

How Do You Identify?:
pushy broad
Preferred Pronoun?:
she
Relationship Status:
Follow your heart; it knows things your mind cannot explain.
 
1 Highscore

Join Date: Jan 2010
Location: Southeast corner
Posts: 5,633
Thanks: 24,417
Thanked 25,406 Times in 4,660 Posts
Rep Power: 21474857
JustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST Reputation
Default

Quote:
Originally Posted by Stearns View Post
If you have a private insurance policy, you can name your beneficiary and it will stand. However, with traditional pension plans, same gender spouses, sadly, are not usually allowed to receive death benefits.
You're right, pensions have a whole different set of rules.

I know that on my job we are covered for 2 years of salary as life insurance through the company, and that can be designated to anyone. If I were not to designate, then it follows the usual rules of estate distribution (spouse first, kids second, etc.)

I still think the critical message is don't trust family to do the right thing after you're gone. We have to do the legal paperwork to ensure that our loved ones get everything they can, and that we want them to have.
__________________
I'm not tall enough to ride emotional roller coasters
JustJo is offline   Reply With Quote
Old 07-23-2010, 09:49 PM   #3
Stearns
Member

How Do You Identify?:
Trans Man
Preferred Pronoun?:
He
Relationship Status:
Husband
 
Stearns's Avatar
 

Join Date: Jun 2010
Location: 'nita land
Posts: 272
Thanks: 385
Thanked 443 Times in 149 Posts
Rep Power: 3640
Stearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST ReputationStearns Has the BEST Reputation
Default

Quote:
Originally Posted by JustJo View Post
You're right, pensions have a whole different set of rules.

I know that on my job we are covered for 2 years of salary as life insurance through the company, and that can be designated to anyone. If I were not to designate, then it follows the usual rules of estate distribution (spouse first, kids second, etc.)

I still think the critical message is don't trust family to do the right thing after you're gone. We have to do the legal paperwork to ensure that our loved ones get everything they can, and that we want them to have.
I agree that we need to do everything we can, but, unfortunately, our partners aren't allowed to get many benefits, regardless of how much we want them to. I'm glad to hear you work for a progressive company. I had a choice between a traditional plan and a 401K and chose the 401K, because I can name my beneficiary. But, since my insurance policy is completely employer-provided, my wife won't be able to collect any death benefits.
Stearns is offline   Reply With Quote
Old 07-23-2010, 09:58 PM   #4
JustJo
Infamous Member

How Do You Identify?:
pushy broad
Preferred Pronoun?:
she
Relationship Status:
Follow your heart; it knows things your mind cannot explain.
 
1 Highscore

Join Date: Jan 2010
Location: Southeast corner
Posts: 5,633
Thanks: 24,417
Thanked 25,406 Times in 4,660 Posts
Rep Power: 21474857
JustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST ReputationJustJo Has the BEST Reputation
Default

Quote:
Originally Posted by Stearns View Post
I agree that we need to do everything we can, but, unfortunately, our partners aren't allowed to get many benefits, regardless of how much we want them to. I'm glad to hear you work for a progressive company. I had a choice between a traditional plan and a 401K and chose the 401K, because I can name my beneficiary. But, since my insurance policy is completely employer-provided, my wife won't be able to collect any death benefits.
It's one of the reasons I really love the company I work for. We have absolutely equitable domestic partner benefits on every count.

It sucks that you would have to buy insurance privately to give your wife the same protection that other couples have given to them. Again, why I believe that we need to put our difference aside and focus on the right of same sex partners to be recognized and have equal legal status. For me, everything else pales in comparison.
__________________
I'm not tall enough to ride emotional roller coasters
JustJo is offline   Reply With Quote
The Following User Says Thank You to JustJo For This Useful Post:
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -6. The time now is 06:44 AM.


ButchFemmePlanet.com
All information copyright of BFP 2018