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Old 10-08-2011, 01:08 PM   #11
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Quote:
Originally Posted by T4Texas View Post
Banking is out of control. You have to fall into a very narrow window anymore to have a good credit score. I believe there is something fundamentally wrong with a banking system that will penalize you or even foreclose on you for paying your mortgage early or making your credit card payments on time and still giving you a bad credit rating. The banks have made a lot of bad investments over the years as shown by the numbers of bailouts. Now they are trying to squeeze their customers in order to recoup some of their losses. Credit is a vicious cycle. I filed bankruptcy in the 1980s and learned a valuable lesson about managing credit. Credit cards lure you in with high credit limits and low payments bringin on a debt you can never get paid. The fact that I could not manage credit caused me to go on a cash basis with everything and it truly simplified my life and probably saved me thousands of dollars in fees. Of course not everyone can do that. If you want a house or other big ticket items you need a credit score and you need a bank.
I believe that government, lobbyists, banking, pharmacuetical companies and insurance companies totally challenge our lives. All of them have their hands in each other's pockets and the ones who usually suffer for all this are the regular folks. All of these things have brought about the suppression of the average citizen. The government lies to us and tells us things are looking up, jobs are on the horizon, when no such thing is happening. They say unemployment is down . They play with the numbers, but fail to tell you that those numbers do not include people who are off the unemployment rolls because they have maxed out, but still have no jobs. These things are much worse than we think and as was previously mentioned, we ARE in a depression/recession, make no mistake about it. We have been for quite some time, but the middle and upper classes fail to acknowledge it because it had not affected their daily lives in such an adverse way. Now its in your backyard and the situation is different. I beleive that until the people of this country stand up and say they are finished with this, shake up their political representatives and DEMAND social and economic change, nothing is going to change and we will continue in the downward spiral that we are apparently already in. We also need to start from the top of the pile. Obama has given us a lot of empty words and a handshake.Remember this is an upcoming election year, and the president will be telling you everything you want to hear. CEOs sit quietly atop their empires, knowing that if the country revolts, they will lose their cushy (and undeserved) salaries. And lets not forget the media. Another subservient to politics. I mean honestly, the media reports on everything, even the last shark that washed up on the beach, but have you seen a lot of media coverage of the wall street protests? Makes me think someone is telling them to keep it low key. Opinions on that? We truly need to see more of the type of WAll Street action and not let it slip away from us. The French did have the right idea.
We are in complete agreement- my comment is about this protest movement going to the "source." Sorry, my post wasn't clear- I was thinking that it could very well get attention in Congress because, unlike most of (not all) the
social protest movement in the 60's & 70's were on college and university campuses.
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