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Old 07-25-2015, 09:19 PM   #1
job
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Independence seeker: to you money means freedom. You spend it to live out your dreams.
Higher risk of money troubles: you seem to have a number of bad money habits.

Yep. Can't say I can argue with either result and I'm fine with that. 😊
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Old 07-25-2015, 09:52 PM   #2
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Old 07-25-2015, 11:56 PM   #3
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Status Spender...who knew,me,that's who.

I do have a problem wanting things others have,that's not so bad,is it?
Well,it is if I can't keep any money in my pocket cause I want a smartphone to.

Of course I bought her one and my brother one,blah..I want my people and me updated on the lastest gadgets.Yes.because everyone has one.

Money changes everything.
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Old 07-26-2015, 05:07 AM   #4
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Secure saver, although I don't really ageee.

I don't usually worry about money but I do indulge and I do help people when I can.

I have no problem buying someone an expensive gift if I have the money and I have no problem saving. Lol Idk
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Old 07-26-2015, 05:08 AM   #5
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This is a good test to give to a prospective lover... at least you know what you are getting into. LMAO
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Old 07-26-2015, 10:25 AM   #6
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Secure saver

To you money represents security. You like to save it for a rainy day.


True to a point, I tend to spend my last dollar on my grandchild, I do love giving gifts when I can afford them....But I'm also careful to keep something in reserve in case of need.
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Old 07-26-2015, 02:11 PM   #7
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Secure saver



Does having money in the bank give you peace of mind? Do you enjoy putting your money away even when there’s nothing in particular to save for?

It’s clearly very important to have savings to provide security for you and your loved ones, as you never know when you might need them.

But remember that being secure isn’t just about saving wisely – it means spending wisely as well. Make sure you’re not denying yourself too much in the present with unnecessarily tight budgeting for the future.

You score highly as a secure saver. Some people score highly for more than one of the attitudes, so you may recognise yourself as another of these:


Your risk
Moderate risk of money troubles



The answers you gave are similar to those of an average person in the study based on the BBC Big Money Test, who encountered a moderate level of money problems. Unexpected overdrafts and credit rejections were the most common, affecting around 15% of people in this group.

If you have concerns about managing your money, there are some good sources of support and practical advice in the links below.

Good first steps for getting your finances under better control include the following:
•Find someone you trust to talk to about your situation and how it makes you feel. This could be a friend or family member, or professional help from one of the links below
•Find healthy ways of dealing with how you feel about your situation. Try not to spend or ignore money problems as ways of coping with negative feelings. Many people find exercise can help them feel more positive
•Be honest with yourself about your spending habits and about your financial situation. A spending diary might be helpful. Don’t avoid dealing with your bills and bank statements
•Make an action plan – including setting a careful budget and working out strategies to make sure you stick to it
•Check that you’re getting any financial assistance you’re entitled to, such as benefits

I will splurge every once in awhile on myself but usually more likely to help someone out .
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Old 07-26-2015, 02:37 PM   #8
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Quote:
Originally Posted by Shystonefem View Post
This is a good test to give to a prospective lover... at least you know what you are getting into. LMAO
Hmnnnnn. I dunno.
I am extremely careful with my money and im not into "stuff." I am incredible at running a house and feeding people on next to nothing. I've had to learn it.
When I do splurg, it's minor and for others. Keep in mind I consider a slurpee "splurging".
I've never had savings. I've never made enough to have savings. Doesn't mean I'm irresponsible with money - I'm incredibly good with it. It means I've lived hand to mouth for most of my life because I wanted to explore the globe more than I wanted security.

It's an interesting test though!
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Old 07-26-2015, 04:44 PM   #9
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Quote:
Originally Posted by Shystonefem View Post
This is a good test to give to a prospective lover... at least you know what you are getting into. LMAO
Quote:
Originally Posted by imperfect_cupcake View Post
Hmnnnnn. I dunno.
I am extremely careful with my money and im not into "stuff." I am incredible at running a house and feeding people on next to nothing. I've had to learn it.
When I do splurg, it's minor and for others. Keep in mind I consider a slurpee "splurging".
I've never had savings. I've never made enough to have savings. Doesn't mean I'm irresponsible with money - I'm incredibly good with it. It means I've lived hand to mouth for most of my life because I wanted to explore the globe more than I wanted security.

It's an interesting test though!
I agree with Shystonefem, I think it is a good idea to find out of someone you are getting involved with has a similar or opposite philosophy about money and spending habits. I've seen where money problems are high on the list of friction points for couples and can create a lot of problems.

Kind of like a vegetarian and an omnivore might have more trouble finding common ground at the dinner table, an avid saver and a lavish spender might have more problems around the checkbook. It's part of getting to know someone.

This test, or something like it, would be a possible ice breaker for a subject that is hard to bring up.
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Old 01-21-2018, 03:08 PM   #10
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Secure saver

To you money represents security. You like to save it for a rainy day.
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Old 01-21-2018, 03:31 PM   #11
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Originally Posted by girl_dee View Post
Secure saver

To you money represents security. You like to save it for a rainy day.
me 2 dee secure saver
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