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Old 01-09-2010, 12:53 PM   #1
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Like some of You, I bank with one of the Big Four (I had no idea they were called this, but it doesn't surprise me.)...........and like some of You, there have certainly been some issues with this bank of mine.....there is always SOMEthing going on with them that just really irritates me.

I don't have a lot of money, but what I DO have needs to be safer than what it is and they need to not be nickle and diming me every 5 seconds.

Currently, I am researching Credit Unions close~by which will suit me better. This year, I will kiss BoA Au Revoir..............

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Old 01-10-2010, 11:53 AM   #2
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Like some of You, I bank with one of the Big Four (I had no idea they were called this, but it doesn't surprise me.)...........
I just made it up.


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Currently, I am researching Credit Unions close~by which will suit me better. This year, I will kiss BoA Au Revoir..............
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Old 01-10-2010, 12:14 PM   #3
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I just made it up.


I love it when You go all CommandoCreative on us.....that's hawt.

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Old 01-10-2010, 05:47 PM   #4
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We use a Credit Union, have direct deposit and can access our CU's atm's at the places we use the most. Very convenient, and we have online access to boot. Yep love our CU! Oh and because I'm over 50, I don't get charged per check fees. Banks make me
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Old 03-12-2011, 09:02 PM   #5
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I have been with the same local bank since (well, whatever age it was my father took me as a kid).

I have my checking and regular savings there. The only credit card I have is through this bank. I have used my local credit union for my car loans.

My mortgage is through Wells Fargo.

My non 403(b) investments (Roth Ira, rollover IRA) are in Vanguard. Vanguard is essentially client owned and the fees (which are the lowest around) are pretty close to what it costs to manage the funds.

My community bank doesn't really offer much in the way of investing. If it did, I would go with it.

Recently, my bank was taken over by a larger comapny (not one of the "big" ones, though). 750 of the 3,000 employees were let go. The people that were let go were evidently those who worked in the local branches. The folks who weren't in the day to day banking were kept as supposedly the reason why this bank wanted to take over my bank was b/c they weren't good at x, y, z (but of course they were good at the day to day stuff, so the branch people were let go!). The bank has been around for many years. Many folks have been there for 30 years. It is sad.

(I didn't see this thread until today!)
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Old 03-12-2011, 09:08 PM   #6
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I use a local bank and am planning on opening an account with the state employees credit union very soon but will keep the other account as well. My house and everything I've ever bought has been with the local bank.
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Old 03-12-2011, 09:09 PM   #7
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I love our credit union. Spoke to them today about refinancing our mortgage through them.

Andrea
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