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Old 11-01-2011, 01:24 PM   #1
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Default Bank of America backs down on Debit Fees

Quote:
Bank of America said today it's dropping plans to charge customers a $5-a-month fee to use their debit cards next year.

The second-largest U.S. bank announced the fee in late September, and customers responded with a flood of protests. Some threatened to leave en masse as part of Bank Transfer Day, Nov. 5.

"In response to customer feedback and the changing competitive marketplace, Bank of America no longer intends to implement a debit usage fee," Bank of America announced in a press release on the company website, adding:
"We have listened to our customers very closely over the last few weeks and recognize their concern with our proposed debit usage fee," said David Darnell, co-chief operating officer. "Our customers' voices are most important to us. As a result, we are not currently charging the fee and will not be moving forward with any additional plans to do so."

Competitors JPMorgan Chase and Wells Fargo said Friday they would not impose monthly debit card fees on their customers, after both tested a $3 monthly fee in some states.

"SunTrust Banks Inc. and Regions Financial Corp. said on Monday they would end monthly charges and reimburse customers," Reuters reported.
LINK: http://money.msn.com/credit-cards/ar...a414&gt1=33045

Too little, too late.
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Old 11-01-2011, 01:38 PM   #2
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Default Does any of this sound familiar?

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Fourteen Defining
Characteristics Of Fascism
By Dr. Lawrence Britt
Source Free Inquiry.co
5-28-3


Dr. Lawrence Britt has examined the fascist regimes of Hitler (Germany), Mussolini (Italy), Franco (Spain), Suharto (Indonesia) and several Latin American regimes. Britt found 14 defining characteristics common to each:

1. Powerful and Continuing Nationalism - Fascist regimes tend to make constant use of patriotic mottos, slogans, symbols, songs, and other paraphernalia. Flags are seen everywhere, as are flag symbols on clothing and in public displays.

2. Disdain for the Recognition of Human Rights - Because of fear of enemies and the need for security, the people in fascist regimes are persuaded that human rights can be ignored in certain cases because of "need." The people tend to look the other way or even approve of torture, summary executions, assassinations, long incarcerations of prisoners, etc.

3. Identification of Enemies/Scapegoats as a Unifying Cause - The people are rallied into a unifying patriotic frenzy over the need to eliminate a perceived common threat or foe: racial , ethnic or religious minorities; liberals; communists; socialists, terrorists, etc.

4. Supremacy of the Military - Even when there are widespread
domestic problems, the military is given a disproportionate amount of government funding, and the domestic agenda is neglected. Soldiers and military service are glamorized.

5. Rampant Sexism - The governments of fascist nations tend to be almost exclusively male-dominated. Under fascist regimes, traditional gender roles are made more rigid. Divorce, abortion and homosexuality are suppressed and the state is represented as the ultimate guardian of the family institution.

6. Controlled Mass Media - Sometimes to media is directly controlled by the government, but in other cases, the media is indirectly controlled by government regulation, or sympathetic media spokespeople and executives. Censorship, especially in war time, is very common.

7. Obsession with National Security - Fear is used as a motivational tool by the government over the masses.

8. Religion and Government are Intertwined - Governments in fascist nations tend to use the most common religion in the nation as a tool to manipulate public opinion. Religious rhetoric and terminology is common from government leaders, even when the major tenets of the religion are diametrically opposed to the government's policies or actions.

9. Corporate Power is Protected - The industrial and business aristocracy of a fascist nation often are the ones who put the government leaders into power, creating a mutually beneficial business/government relationship and power elite.

10. Labor Power is Suppressed - Because the organizing power of labor is the only real threat to a fascist government, labor unions are either eliminated entirely, or are severely suppressed.

11. Disdain for Intellectuals and the Arts - Fascist nations tend to promote and tolerate open hostility to higher education, and academia. It is not uncommon for professors and other academics to be censored or even arrested. Free expression in the arts and letters is openly attacked.

12. Obsession with Crime and Punishment - Under fascist regimes, the police are given almost limitless power to enforce laws. The people are often willing to overlook police abuses and even forego civil liberties in the name of patriotism. There is often a national police force with virtually unlimited power in fascist nations.

13. Rampant Cronyism and Corruption - Fascist regimes almost always are governed by groups of friends and associates who appoint each other to government positions and use governmental power and authority to protect their friends from accountability. It is not uncommon in fascist regimes for national resources and even treasures to be appropriated or even outright stolen by government leaders.

14. Fraudulent Elections - Sometimes elections in fascist nations are a complete sham. Other times elections are manipulated by smear campaigns against or even assassination of opposition candidates, use of legislation to control voting numbers or political district boundaries, and manipulation of the media. Fascist nations also typically use their judiciaries to manipulate or control elections.

From Liberty Forum

http://www.libertyforum.org/

It sure as hell sounds familiar to me.
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Old 11-01-2011, 01:52 PM   #3
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Default

Quote:
Originally Posted by atomiczombie View Post
It sure as hell sounds familiar to me.
Does it sound more familiar than this?

Core Democratic Characteristics

• Democracy is government in which power and civic responsibility are exercised by all adult citizens, directly, or through their freely elected representatives.

• Democracy rests upon the principles of majority rule and individual rights. Democracies guard against all-powerful central governments and decentralize government to regional and local levels, understanding that all levels of government must be as accessible and responsive to the people as possible.

• Democracies understand that one of their prime functions is to protect such basic human rights as freedom of speech and religion; the right to equal protection under law; and the opportunity to organize and participate fully in the political, economic, and cultural life of society.

Democracies conduct regular free and fair elections open to citizens of voting age.

• Citizens in a democracy have not only rights, but also the responsibility to participate in the political system that, in turn, protects their rights and freedoms.

• Democratic societies are committed to the values of tolerance, cooperation, and compromise. In the words of Mahatma Gandhi, "Intolerance is itself a form of violence and an obstacle to the growth of a true democratic spirit."

It's really sad, but looking at these one after the other, I can honestly say I see a real fascist bend to our so called democracy.
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Old 11-01-2011, 03:20 PM   #4
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Default

Well, that's it; I'll either be screamed off the board or banned for this.

I've been reading along this thread, as it is a current event, and I wanted to hear all sides. Some points I agree with, others, maybe not. I do hear and understand that there is fear and fed-upness about the economy, banking, and foreign wars, as well as a host of other issues. I understand that. I totally agree that there is a lot of apathy out there, and a lot more that all of us can do to effect change, whether it's OWS or through other means. Gandhi said "Be the change you want to see in the world".

What I need to put out here on the table is that some (if not several) of us on this board came from, know someone who came from, or had family living under fascist or communist systems, or farther back, equally repressive royalty. Some of my family lies under Poland for being the "wrong" religion. Others on the other side of my family came from grinding poverty only to find "No Irish Need Apply" signs. I have a friend who can never go back to her country of origin, as it dissolved into civil war that still periodically breaks out. Make that two, in fact, but different countries of origin. Another friend's parents were exiled thousands of miles out of their homeland to central Asia. Many of my friends are still in the country they were born, or at least the land, but there was a revolution in seemingly five minutes that turned their lives and families upside down. All of them at one time or another have told me about thoughts of going to America.

I surely believe we have large problems and inequalities. I have to believe that we have the solutions, both individually and as a group. I'd be hypocritical if I didn't say that I've considered emigrating out of here. But, compared to a lot of other places, we're a lot freer with more opportunity for women and POC than in the not so distant past.

I also want to say I like and respect all of those on this board and in this thread. With all that said, there's something that gnaws in my gut when we're compared to the Jews (and many other groups) under Hitler, Russia under Stalin, the Yugoslavs under Tito, or the North Koreans today. It just hits me wrong. I just ask out of respect for all of those peoples, and many more, please not to call us "fascist".

If you're angry with me, so be it. I stand by my words.
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Old 11-01-2011, 03:36 PM   #5
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I don't think all of us are fascists. But from what Drew posted I find that in the US all 14 of the points of fascism are in fact a part of the way the US is being run. Socially as well as politically. Are all of us fascists? No, then again there are some who fit fascist to a tee.

My father fought against fascists, then he became a bigot, then his eyes got opened, and he changed his mind before he died. Change is inevitable, I just hope that we don't change for the worst.

No flame from me, and yes we in the US used to live very privileged lives, I really can't say that any longer.
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Old 11-01-2011, 04:08 PM   #6
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Default

I appreciate the distinction you're trying to make.

However, I do think we need to a call a thing what it is. And wherever we want to start with this, we are living in a country that increasingly resembles fascism.

I can point to examples to support this, not the least of which include the brutal police response to OWS protestors, the nightmare that is Guantanamo, voting (machines, records and access), a large share of the tax dollar pie in support of endless military moves, the legalization of profiling (new anti-immigration laws), the privatization (and exponential growth) of prisons and much, much more.

My background is Polish, Turkish, Romanian, and a few other countries that have seen despots and systemic oppression. But I believe we can still have fascism in America in 2011 and call it that. And God help us if in our denial of that, it only grows.


Quote:
Originally Posted by guihong View Post
Well, that's it; I'll either be screamed off the board or banned for this.

I've been reading along this thread, as it is a current event, and I wanted to hear all sides. Some points I agree with, others, maybe not. I do hear and understand that there is fear and fed-upness about the economy, banking, and foreign wars, as well as a host of other issues. I understand that. I totally agree that there is a lot of apathy out there, and a lot more that all of us can do to effect change, whether it's OWS or through other means. Gandhi said "Be the change you want to see in the world".

What I need to put out here on the table is that some (if not several) of us on this board came from, know someone who came from, or had family living under fascist or communist systems, or farther back, equally repressive royalty. Some of my family lies under Poland for being the "wrong" religion. Others on the other side of my family came from grinding poverty only to find "No Irish Need Apply" signs. I have a friend who can never go back to her country of origin, as it dissolved into civil war that still periodically breaks out. Make that two, in fact, but different countries of origin. Another friend's parents were exiled thousands of miles out of their homeland to central Asia. Many of my friends are still in the country they were born, or at least the land, but there was a revolution in seemingly five minutes that turned their lives and families upside down. All of them at one time or another have told me about thoughts of going to America.

I surely believe we have large problems and inequalities. I have to believe that we have the solutions, both individually and as a group. I'd be hypocritical if I didn't say that I've considered emigrating out of here. But, compared to a lot of other places, we're a lot freer with more opportunity for women and POC than in the not so distant past.

I also want to say I like and respect all of those on this board and in this thread. With all that said, there's something that gnaws in my gut when we're compared to the Jews (and many other groups) under Hitler, Russia under Stalin, the Yugoslavs under Tito, or the North Koreans today. It just hits me wrong. I just ask out of respect for all of those peoples, and many more, please not to call us "fascist".

If you're angry with me, so be it. I stand by my words.
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Old 11-01-2011, 04:17 PM   #7
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Default

From a friends FB page. The Guardian UK.


Occupy Oakland: police to be investigated over Scott Olsen injury

Citizens' Police Review Board to launch formal investigation as Oakland prepares for general strike on Wednesday



Occupy Oakland protester Scott Olsen is seen lying on the ground after he was apparently hit by a projectile at a protest. Photograph: screengrab via YouTube
Oakland police are to be the subject of a formal investigation after Iraq war veteran Scott Olsen suffered a fractured skull at an Occupy Oakland protest last week.

Oakland's Citizens' Police Review Board is launching the investigation after it received a complaint on Friday. Police in Oakland are bracing themselves for a general strike on Wednesday, which has been announced by the city's Occupy movement and is expected to cause disruption across the city.

Olsen, 24, was seriously injured after being hit on the head by a police projectile. He is still in hospital and unable to talk, communicating only through short written messages.

A source at the review board said the investigation will begin in the next few days, and is expected to last "several months".

"We're reviewing the information we have at the moment," the source told the Guardian.

The board received the complaint from a member of the public. The complaint "relates specifically to Scott Olsen", and was not filed by a member of Olsen's family.

An investigator has yet to be assigned to the case, but will be "within the next few days", the source said.

"I think it's a wonderful thing," said Alan Brill, who acts as a spokesman for Occupy Oakland.

"Just like every once in a while people do things that are wrong from our side, there is a small percentage of police that are out of control, and I'm glad they're being investigated."

Olsen, a former marine who served two tours of Iraq, was injured on Tuesday 25 October as police cleared the Occupy Oakland camp from its base at Frank Ogawa plaza, outside Oakland city hall.

Police used teargas and "less lethal" weapons to clear the plaza. Olsen was apparently struck in the forehead, knocking him to the ground. Video footage shows a police officer throwing an explosive towards a group of protesters who went to Olsen's aid.

More than 15 police agencies were involved in the operation that day, including San Francisco sheriffs.

There has been speculation on social media sites that it was a San Francisco sheriff who injured Olsen, with some Twitter and Facebook accounts naming an officer. However, sheriff spokeswoman Eileen Hirst said that while a platoon of 35 sheriffs did attend the Oakland operation, none of them were carrying teargas or less lethal weapons.

Hirst said the San Francisco sheriffs' involvement in the operation in Oakland was being reviewed internally, but none of the 35 officers who attended on 25 October had been suspended.

Thousands of Occupy protesters are expected to gather in Oakland for the general strike and mass day of action on Wednesday. The strike aims to "shut down" the city, culminating with a march to the Port of Oakland to prevent the transit of cargo.

"Oakland was the site of the last general strike in the US," said protester Tim Simons, at a press conference on Monday.

"On Wednesday, we're going to make history once again. We're going to make Oakland proud."
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Old 11-01-2011, 05:28 PM   #8
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when I hear this it makes me cry. I think about my granddaughter and the kind of world she will live in or if she'll get to live to be my age and have a grandchild of her own.

You can't fight enough for this.


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Old 11-01-2011, 04:44 PM   #9
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Default

Quote:
Originally Posted by guihong View Post
Well, that's it; I'll either be screamed off the board or banned for this.

I've been reading along this thread, as it is a current event, and I wanted to hear all sides. Some points I agree with, others, maybe not. I do hear and understand that there is fear and fed-upness about the economy, banking, and foreign wars, as well as a host of other issues. I understand that. I totally agree that there is a lot of apathy out there, and a lot more that all of us can do to effect change, whether it's OWS or through other means. Gandhi said "Be the change you want to see in the world".

What I need to put out here on the table is that some (if not several) of us on this board came from, know someone who came from, or had family living under fascist or communist systems, or farther back, equally repressive royalty. Some of my family lies under Poland for being the "wrong" religion. Others on the other side of my family came from grinding poverty only to find "No Irish Need Apply" signs. I have a friend who can never go back to her country of origin, as it dissolved into civil war that still periodically breaks out. Make that two, in fact, but different countries of origin. Another friend's parents were exiled thousands of miles out of their homeland to central Asia. Many of my friends are still in the country they were born, or at least the land, but there was a revolution in seemingly five minutes that turned their lives and families upside down. All of them at one time or another have told me about thoughts of going to America.

I surely believe we have large problems and inequalities. I have to believe that we have the solutions, both individually and as a group. I'd be hypocritical if I didn't say that I've considered emigrating out of here. But, compared to a lot of other places, we're a lot freer with more opportunity for women and POC than in the not so distant past.

I also want to say I like and respect all of those on this board and in this thread. With all that said, there's something that gnaws in my gut when we're compared to the Jews (and many other groups) under Hitler, Russia under Stalin, the Yugoslavs under Tito, or the North Koreans today. It just hits me wrong. I just ask out of respect for all of those peoples, and many more, please not to call us "fascist".

If you're angry with me, so be it. I stand by my words.
I do get what you are saying. But I think it's just a matter of degree at this time. And that can change in a heartbeat. I'm sure there are some incidents in the history of various nations that we can look back at and say gee, how come they didn't see that coming?

The boiled frog syndrome comes to mind as a reason. And while I don't think the boiled frog syndrome holds much water when it comes to actual boiled frogs, people, citizens, well they might not notice how hot the water is getting until it's too late. We can get used to things and not notice until the opportunity to stop it has gone by. We have accepted as necessary the loss of a percentage of our rights in the name of perceived safety already. I don't think things are going to get better any time soon.
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Old 11-01-2011, 04:49 PM   #10
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I forget who said it. CRS

The only way fascism get s a foothold is if good men do nothing. [sic]

I think it applies today.
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Old 11-01-2011, 05:26 PM   #11
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Default Edmund Burke said

"All that is necessary for the triumph of evil is that good men do nothing."

and he said a few other things that are relevant and timely:

"Better be despised for too anxious apprehensions, than ruined by too confident security."


"No one could make a greater mistake than he who did nothing because he could do only a little."

and finally -

"Hypocrisy can afford to be magnificent in its promises; for never intending to go beyond promises; it costs nothing."


Quote:
Originally Posted by Corkey View Post
I forget who said it. CRS

The only way fascism get s a foothold is if good men do nothing. [sic]

I think it applies today.
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Old 11-01-2011, 05:42 PM   #12
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Does it sound more familiar than this?

Core Democratic Characteristics

• Democracy is government in which power and civic responsibility are exercised by all adult citizens, directly, or through their freely elected representatives.

• Democracy rests upon the principles of majority rule and individual rights. Democracies guard against all-powerful central governments and decentralize government to regional and local levels, understanding that all levels of government must be as accessible and responsive to the people as possible.

• Democracies understand that one of their prime functions is to protect such basic human rights as freedom of speech and religion; the right to equal protection under law; and the opportunity to organize and participate fully in the political, economic, and cultural life of society.

Democracies conduct regular free and fair elections open to citizens of voting age.

• Citizens in a democracy have not only rights, but also the responsibility to participate in the political system that, in turn, protects their rights and freedoms.

• Democratic societies are committed to the values of tolerance, cooperation, and compromise. In the words of Mahatma Gandhi, "Intolerance is itself a form of violence and an obstacle to the growth of a true democratic spirit."

It's really sad, but looking at these one after the other, I can honestly say I see a real fascist bend to our so called democracy.
Agreed. Although I wouldn't call the U.S. government out and out facism, the elements are coming together more and more. This is what happens when power and money get more and more concentrated to a smaller population, as they have in the last 40 years here in the U.S. It's easy to point to the Republicans as the ones who are pulling the country in this direction, but it has been happening under Democrats too, including Clinton and Obama. That's why I hate the 2 party system. Both parties are owned by the big multi-national corporations who control most of the resources of the planet.
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Old 11-01-2011, 06:17 PM   #13
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Occupy the Future
Tuesday 01 November 2011
by: Noam Chomsky, Truthout | Speech

(This article is adapted from Noam Chomsky's talk at the Occupy Boston encampment on Dewey Square on Oct. 22. He spoke as part of the Howard Zinn Memorial Lecture Series held by Occupy Boston's on-site Free University. Zinn was a historian, activist and author of "A People's History of the United States.")

Delivering a Howard Zinn lecture is a bittersweet experience for me. I regret that he's not here to take part in and invigorate a movement that would have been the dream of his life. Indeed, he laid a lot of the groundwork for it.

If the bonds and associations being established in these remarkable events can be sustained through a long, hard period ahead, victories don't come quickly, the Occupy protests could mark a significant moment in American history.

I've never seen anything quite like the Occupy movement in scale and character, here and worldwide. The Occupy outposts are trying to create cooperative communities that just might be the basis for the kinds of lasting organizations necessary to overcome the barriers ahead and the backlash that's already coming.

That the Occupy movement is unprecedented seems appropriate because this is an unprecedented era, not just at this moment but since the 1970s.

The 1970s marked a turning point for the United States. Since the country began, it had been a developing society, not always in very pretty ways, but with general progress toward industrialization and wealth.

Even in dark times, the expectation was that the progress would continue. I'm just old enough to remember the Great Depression. By the mid-1930s, even though the situation was objectively much harsher than today, the spirit was quite different.

A militant labor movement was organizing, the CIO (Congress of Industrial Organizations) and others, and workers were staging sit-down strikes, just one step from taking over the factories and running them themselves.

Under popular pressure, New Deal legislation was passed. The prevailing sense was that we would get out of the hard times.

Now there's a sense of hopelessness, sometimes despair. This is quite new in our history. During the 1930s, working people could anticipate that the jobs would come back. Today, if you're a worker in manufacturing, with unemployment practically at Depression levels, you know that those jobs may be gone forever if current policies persist.

That change in the American outlook has evolved since the 1970s. In a reversal, several centuries of industrialization turned to de-industrialization. Of course manufacturing continued, but overseas, very profitable, though harmful to the workforce.

The economy shifted to financialization. Financial institutions expanded enormously. A vicious cycle between finance and politics accelerated. Increasingly, wealth concentrated in the financial sector. Politicians, faced with the rising cost of campaigns, were driven ever deeper into the pockets of wealthy backers.

And the politicians rewarded them with policies favorable to Wall Street: deregulation, tax changes, relaxation of rules of corporate governance, which intensified the vicious cycle. Collapse was inevitable. In 2008, the government once again came to the rescue of Wall Street firms presumably too big to fail, with leaders too big to jail.

Today, for the one-tenth of 1 percent of the population who benefited most from these decades of greed and deceit, everything is fine.

In 2005, Citigroup, which, by the way, has repeatedly been saved by government bailouts, saw the wealthy as a growth opportunity. The bank released a brochure for investors that urged them to put their money into something called the Plutonomy Index, which identified stocks in companies that cater to the luxury market.

"The world is dividing into two blocs, the plutonomy and the rest," Citigroup summarized. "The U.S., U.K. and Canada are the key plutonomies, economies powered by the wealthy."

As for the non-rich, they're sometimes called the precariat, people who live a precarious existence at the periphery of society. The "periphery" however, has become a substantial proportion of the population in the U.S. and elsewhere.

So we have the plutonomy and the precariat: the 1 percent and the 99 percent, as Occupy sees it, not literal numbers, but the right picture.

The historic reversal in people's confidence about the future is a reflection of tendencies that could become irreversible. The Occupy protests are the first major popular reaction that could change the dynamic.

I've kept to domestic issues. But two dangerous developments in the international arena overshadow everything else.

For the first time in human history, there are real threats to the survival of the human species. Since 1945 we have had nuclear weapons, and it seems a miracle we have survived them. But policies of the Obama administration and its allies are encouraging escalation.

The other threat, of course, is environmental catastrophe. Practically every country in the world is taking at least halting steps to do something about it. The United States is taking steps backward. A propaganda system, openly acknowledged by the business community, declares that climate change is all a liberal hoax: Why pay attention to these scientists?

If this intransigence continues in the richest, most powerful country in the world, the catastrophe won't be averted.

Something must be done in a disciplined, sustained way, and soon. It won't be easy to proceed. There will be hardships and failures, it's inevitable. But unless the process that's taking place here and elsewhere in the country and around the world continues to grow and becomes a major force in society and politics, the chances for a decent future are bleak.

You can't achieve significant initiatives without a large, active, popular base. It's necessary to get out into the country and help people understand what the Occupy movement is about, what they themselves can do, and what the consequences are of not doing anything.

Organizing such a base involves education and activism. Education doesn't mean telling people what to believe, it means learning from them and with them.

Karl Marx said, ‚ The task is not just to understand the world but to change it. A variant to keep in mind is that if you want to change the world you'd better try to understand it. That doesn't mean listening to a talk or reading a book, though that's helpful sometimes. You learn from participating. You learn from others. You learn from the people you're trying to organize. We all have to gain the understanding and the experience to formulate and implement ideas.

The most exciting aspect of the Occupy movement is the construction of the linkages that are taking place all over. If they can be sustained and expanded, Occupy can lead to dedicated efforts to set society on a more humane course.

© 2011 Noam Chomsky

Distributed by The New York Times Syndicate.
If you want to know more about Noam Chomsky and the media, here's an excellent documentary about him and his book, Manufacturing Consent.

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Old 11-01-2011, 06:40 PM   #14
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I would not look to Oakland's Police Citizen's Review Board for jack shit....but that is just me.....they have been entirely ineffectual at curbing problems with OPD in the past and I don't think that will change.
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Old 11-01-2011, 06:45 PM   #15
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I would not look to Oakland's Police Citizen's Review Board for jack shit....but that is just me.....they have been entirely ineffectual at curbing problems with OPD in the past and I don't think that will change.
They will have to stand trial in the court of public opinion then. Sad though how fast the public seems to forget about things like the Scott Olsen incident (which is really a crime on the part of the police).
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