Obamacare Survival Guide ??

Teddybear · 09-04-2013, 03:01 PM

Let me tell y'all what has happened to me since the passing of this "unread" piece of #%??>.

My insurance rates have doubled. I went from paying bout $50 a week for ALL insurance that was offered for a family of 3. Now I'm paying almost $110 a week for just me.

I know ppl whose companies WON'T let them work more then 28 hrs a week so they don't have to offer it to them.

I maybe old fashion but I think before "ANY" law is voted on or passed every page, and line should be read by those voting on it and be available for more then a cpl of days for us who will be affected by the new law, everyone in this case will be.

I think we gave a long way to go before ANY of us really know what we are in for.

Has anyone noticed the new box added to ur paystub?? The one that says either benefits or fringe benefits. We are getting ready to have to pay income tax on the amount of what our company pays as their part of these benefits.

I don't mind paying my fair bur come on

Corkey · 09-04-2013, 03:07 PM

http://www.hhs.gov/healthcare/facts/...tebystate.html

Facts about ACA.

Elijah · 09-04-2013, 03:46 PM

The reality is, I have no idea at all how this piece of legislation is going to effect my life. What I do know is that having the US Government propose to tell us "the facts" about it, is a little like Monsanto telling us "the facts" about Genetically Modified Foods (GMO's). /sarcasm (not really)

The reality is that all change is going to have some growing pains, I just hope the end result is a positive one. I think the premise is a good one, I hope reality can live up to it.

I really wish we would have been provided more information on it, I also wish that after we had said information, that we had some kind of voice in it, but "shit in one hand and wish in the other and see which one fills up faster."

Now that I am done channeling some Appalachian mountain man....that is all.

Good Day.

~Elijah

*The opinions expressed above are mine all mine and not meant to be divisive or snarky to anyone in particular, just the musings of a madman.

Quote:

Originally Posted by Corkey

http://www.hhs.gov/healthcare/facts/...tebystate.html

Facts about ACA.

Corkey · 09-04-2013, 04:04 PM

Quote:

Originally Posted by Elijah

The reality is, I have no idea at all how this piece of legislation is going to effect my life. What I do know is that having the US Government propose to tell us "the facts" about it, is a little like Monsanto telling us "the facts" about Genetically Modified Foods (GMO's). /sarcasm (not really)

The reality is that all change is going to have some growing pains, I just hope the end result is a positive one. I think the premise is a good one, I hope reality can live up to it.

I really wish we would have been provided more information on it, I also wish that after we had said information, that we had some kind of voice in it, but "shit in one hand and wish in the other and see which one fills up faster."

Now that I am done channeling some Appalachian mountain man....that is all.

Good Day.

~Elijah

*The opinions expressed above are mine all mine and not meant to be divisive or snarky to anyone in particular, just the musings of a madman.

If you actually read the facts sheet you may have some notion of what the Law does and how it will effect you. Mad man or not. Your state.

http://www.hhs.gov/healthcare/facts/bystate/mi.html

Elijah · 09-04-2013, 04:15 PM

I know what it "says", but that wasn't the point I was making.

I wasn't attacking you Corkey, I hope you didn't read it that way.

E.

Quote:

Originally Posted by Corkey

If you actually read the facts sheet you may have some notion of what the Law does and how it will effect you. Mad man or not. Your state.

http://www.hhs.gov/healthcare/facts/bystate/mi.html

Corkey · 09-04-2013, 04:18 PM

Quote:

Originally Posted by Elijah

I know what it "says", but that wasn't the point I was making.

I wasn't attacking you Corkey, I hope you didn't read it that way.

E.

If you read it then what point are you trying to make? I don't take it personally, I'm just trying to inform people. From AARP if you distrust the government.

http://healthlawanswers.aarp.org/?CM...5_3280649877_1

BullDog · 09-04-2013, 04:51 PM

Thanks for the links Corkey. As a self-employed person, I do think Obama Care will give me much better options for health insurance. I need to start doing more research, and your links will definitely help me.

Elijah · 09-04-2013, 05:20 PM

Yes, that is the point I am making (distrust of the Gov't) . Sorry, I thought that was understood.

Quote:

Originally Posted by Corkey

If you read it then what point are you trying to make? I don't take it personally, I'm just trying to inform people. From AARP if you distrust the government.

http://healthlawanswers.aarp.org/?CM...5_3280649877_1

dreadgeek · 09-06-2013, 10:00 AM

Teddy:

Unless you are in a heterosexual marriage *or* you live in a state that has already achieved marriage equality you already *do* pay taxes on the amount your employer contributes to your partner's health insurance coverage. Interestingly, the day after the SCOTUS rulings in June, my HR person came to me and asked if my honey and I were planning on going to Washington to get married (we live in Oregon). The reason is is that the minute they *could* change the withholding for spousal coverage for same-sex couples they did. They can't for Oregon since DP does not equate to marriage but once we are legally married we will no longer have to pay taxes on the amount my employer contributes to my wife's coverage.

If you are heterosexually married, of course, you already don't pay taxes on the amount your employer contributes to spousal health insurance coverage.

Cheers
Aj

Quote:

Originally Posted by Teddybear

Let me tell y'all what has happened to me since the passing of this "unread" piece of #%??>.

My insurance rates have doubled. I went from paying bout $50 a week for ALL insurance that was offered for a family of 3. Now I'm paying almost $110 a week for just me.

I know ppl whose companies WON'T let them work more then 28 hrs a week so they don't have to offer it to them.

I maybe old fashion but I think before "ANY" law is voted on or passed every page, and line should be read by those voting on it and be available for more then a cpl of days for us who will be affected by the new law, everyone in this case will be.

I think we gave a long way to go before ANY of us really know what we are in for.

Has anyone noticed the new box added to ur paystub?? The one that says either benefits or fringe benefits. We are getting ready to have to pay income tax on the amount of what our company pays as their part of these benefits.

I don't mind paying my fair bur come on

Kelt · 09-06-2013, 11:58 AM

I found a pretty good collection of informative links here: obamacarefacts.com

Within this there is an overview and set of checklists for what to have handy (paperwork) when going to the exchanges to begin looking. Health Insurance Exchange Guide

It also states "If you qualify for Medicaid, have insurance through work, are a large firm or are illegal or incarcerated you cannot use the exchanges to purchase health insurance (other limitations may apply)." This may help clear things up for some.

For those who actually want to tackle reading the complete bill (good luck), you can download the full text here.

I am just starting to put the pieces together for myself in the hopes of being able to buy health insurance after being shut out for the last couple of years. I am beginning to have a sinking feeling I may once again fall through technical cracks in the sidewalk, but will wait for a couple more pieces of information to be released before jumping to much further toward conclusions.

09-04-2013, 03:01 PM	#1
Teddybear Senior Member How Do You Identify?: by my name Preferred Pronoun?: He, him Relationship Status: single Join Date: Jun 2010 Location: Here there everywhere. Posts: 2,097 My Photo Gallery Thanks: 4,620 Thanked 6,233 Times in 1,687 Posts Rep Power: 21474854	Let me tell y'all what has happened to me since the passing of this "unread" piece of #%??>. My insurance rates have doubled. I went from paying bout $50 a week for ALL insurance that was offered for a family of 3. Now I'm paying almost $110 a week for just me. I know ppl whose companies WON'T let them work more then 28 hrs a week so they don't have to offer it to them. I maybe old fashion but I think before "ANY" law is voted on or passed every page, and line should be read by those voting on it and be available for more then a cpl of days for us who will be affected by the new law, everyone in this case will be. I think we gave a long way to go before ANY of us really know what we are in for. Has anyone noticed the new box added to ur paystub?? The one that says either benefits or fringe benefits. We are getting ready to have to pay income tax on the amount of what our company pays as their part of these benefits. I don't mind paying my fair bur come on Last edited by Teddybear; 09-04-2013 at 03:05 PM. Reason: My phone won't letme edit bur to but

09-04-2013, 03:07 PM	#2
Corkey Infamous Member How Do You Identify?: Human Preferred Pronoun?: He Relationship Status: Very Married Join Date: Dec 2009 Location: Where I want to be Posts: 8,155 My Photo Gallery Thanks: 47,491 Thanked 29,268 Times in 6,637 Posts Rep Power: 21474859	http://www.hhs.gov/healthcare/facts/...tebystate.html Facts about ACA. __________________ "Many proposals have been made to us to adopt your laws, your religion, your manners and your customs. We would be better pleased with beholding the good effects of these doctrines in your own practices, than with hearing you talk about them". ~Old Tassel, Chief of the Tsalagi (Cherokee)

09-04-2013, 04:51 PM	#7
BullDog Infamous Member How Do You Identify?: Dominant Stone Butch Daddy Preferred Pronoun?: She Join Date: Nov 2009 Location: In A Healing Place Posts: 5,371 My Photo Gallery Thanks: 18,160 Thanked 22,640 Times in 4,463 Posts Rep Power: 21474856	Thanks for the links Corkey. As a self-employed person, I do think Obama Care will give me much better options for health insurance. I need to start doing more research, and your links will definitely help me.

09-06-2013, 11:58 AM	#10
Kelt Senior Member How Do You Identify?: Beach Butch Join Date: Oct 2010 Location: SoCal Posts: 2,751 My Photo Gallery Thanks: 19,765 Thanked 15,279 Times in 2,538 Posts Rep Power: 21474852	I found a pretty good collection of informative links here: obamacarefacts.com Within this there is an overview and set of checklists for what to have handy (paperwork) when going to the exchanges to begin looking. Health Insurance Exchange Guide It also states "If you qualify for Medicaid, have insurance through work, are a large firm or are illegal or incarcerated you cannot use the exchanges to purchase health insurance (other limitations may apply)." This may help clear things up for some. For those who actually want to tackle reading the complete bill (good luck), you can download the full text here. I am just starting to put the pieces together for myself in the hopes of being able to buy health insurance after being shut out for the last couple of years. I am beginning to have a sinking feeling I may once again fall through technical cracks in the sidewalk, but will wait for a couple more pieces of information to be released before jumping to much further toward conclusions.