Obamacare Survival Guide ??

[dreadgeek]

Teddy:

Unless you are in a heterosexual marriage *or* you live in a state that has already achieved marriage equality you already *do* pay taxes on the amount your employer contributes to your partner's health insurance coverage. Interestingly, the day after the SCOTUS rulings in June, my HR person came to me and asked if my honey and I were planning on going to Washington to get married (we live in Oregon). The reason is is that the minute they *could* change the withholding for spousal coverage for same-sex couples they did. They can't for Oregon since DP does not equate to marriage but once we are legally married we will no longer have to pay taxes on the amount my employer contributes to my wife's coverage.

If you are heterosexually married, of course, you already don't pay taxes on the amount your employer contributes to spousal health insurance coverage.

Cheers
Aj

Originally Posted by Teddybear

Let me tell y'all what has happened to me since the passing of this "unread" piece of #%??>.

My insurance rates have doubled. I went from paying bout $50 a week for ALL insurance that was offered for a family of 3. Now I'm paying almost $110 a week for just me.

I know ppl whose companies WON'T let them work more then 28 hrs a week so they don't have to offer it to them.

I maybe old fashion but I think before "ANY" law is voted on or passed every page, and line should be read by those voting on it and be available for more then a cpl of days for us who will be affected by the new law, everyone in this case will be.

I think we gave a long way to go before ANY of us really know what we are in for.

Has anyone noticed the new box added to ur paystub?? The one that says either benefits or fringe benefits. We are getting ready to have to pay income tax on the amount of what our company pays as their part of these benefits.

I don't mind paying my fair bur come on

[Kelt]

I found a pretty good collection of informative links here: obamacarefacts.com

Within this there is an overview and set of checklists for what to have handy (paperwork) when going to the exchanges to begin looking. Health Insurance Exchange Guide

It also states "If you qualify for Medicaid, have insurance through work, are a large firm or are illegal or incarcerated you cannot use the exchanges to purchase health insurance (other limitations may apply)." This may help clear things up for some.

For those who actually want to tackle reading the complete bill (good luck), you can download the full text here.

I am just starting to put the pieces together for myself in the hopes of being able to buy health insurance after being shut out for the last couple of years. I am beginning to have a sinking feeling I may once again fall through technical cracks in the sidewalk, but will wait for a couple more pieces of information to be released before jumping to much further toward conclusions.