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#82 | |
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What do you think accounts for the low black and latino turnout at these rallies? |
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I don't know what you mean by an underwater mortgage. Do you mean people who took out a loan with a bank for an adjustible interest rate instead of a fixed rate ? Or someone who took out a loan they knew they couldn't afford but because the bank agreed to give them the loan they took it, and now can't make the payments? Tell me what you mean by underwater mortgages and then I can give you my opinion. As far as medical bancruptcy, it of course could happen to anyone. Just like any disaster in life, you don't expect it, or want it but you still need to take precautions. There are many many insurance companies you can buy policies from for a very small monthly fee ,some as low as 20 dolars a month, to protect you in case you become ill and unable too work . It pays your mortgage medical bills and even pays to retrain you in a new field if your injuries or illness prevent you from returning to your job. Some will pay up to a million dollars of medical bills etc, depends on your policy. So knowing it could happen to anyone at anytime, I think it's important you take measures to insure you're prepared. It's like not having renters insurance. It's less than 10 dollars a month but if you don't have it and a tornado wipes everything out, you'll have nothing. Do you think someone who wasn't willing to protect themselves should now be taken care of by tax payers? I don't. I'm not saying I don't feel sorry for them , or that it's not an awful situation to be in, I'm saying you can protect yourself if you don't want that to happen. If you don't protect yourself, then I guess you'll have to make do best you can. That is the responsiblity of the individual. Enron is a messed up deal. All the people and companies that lost everything, the elderly, who can't work anymore, it's sad. Again could happen to anyone, those people had no idea their investments were shams some even did a lot research on the company before they invested, and it all seemed valid , how do we compensate victims of a crime? I supppose all that can be done is sell the assets and distribute them to the victims. Hold the people accountable for their crimes including the Gov. agencies who's job was to insure these things don't happen, like SEC. Then impliment rules and safeguards so that it doesn't happen again. It's all you can do. It's not a perfect plan , and those people will never get all their money back or even a fraction, by no fault of their own. It's sad it sucks, it's not fair. No easy fix for that one. Now the mom and pop crisis. I'm sure many will hang me by my eyelashes for my opinion on this but, it's the truth as I see it. My opinion. If you go into a store and they want 65 dollars for a blanket, you can get somewhere else for 18 dollars, which one do you choose. If you can't change and grow and be flexible, and offer the public something different, something better and your prices are too high you're are going to go out of business. That is a fact. That's bad business practices. Mom and pop shops didn't want to lower prices didn't want to offer a different service didn't want to do anything different, so they failed to compete. Blame it on walmart? There are plenty of mom and pop shops still open. Mcdonalds , Burgerking, Wendy's , Steak and Shake, they haven't put any small mom and pop burger places out of business. People will pay extra for a better product, they will also pay more for a unique service or product, but they won't pay more for the same product or a like product. If a company is not offering something better or different than their rivals , except higher prices, that's bad business practices, no company can be profitable conducting business like that, why should poor busniess practices and an unwillingness to change anything make a mom and pop store anymore special than say, Builders Square, or Ultimate electronics . That's business, that's how it works and how it doesn't work. Blame it on walmart, blame it on the internet, target, kmart, but the fact is had they offered something better,something more, something different, something unique, they would still be in business. Ok That's it for tonight.
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I don't disagree with the fact that everyone needs to be held accountable for their own choices in life, even if we were all bombarded through corporate media with easy credit, real estate, cars, plasma Tv's, Bush encouraging us to spend more after 911, etc. What goes up comes down, and all of a sudden none of it was our fault? If my Mom and Pop store fails, I will take full blame. I won't blame the government. If I lived beyond my means, I've got whats coming to me. I still believe in Capitalism. It's flawed but can be fixed. But when the hammer drops, the poor feel it worse. The middle and working class have learned also by losing their homes and jobs. I agree with Obama to tax the billionairs. It was the ones at the top that shifted the blame outside of themselves, and refused to take responsibility. Maybe if there were more prison sentences and less fines for them it would've been different. Everyone, rich, poor, middle class needs to be held accountable for their choices. And speaking of Religion, most world religions do not condon usury. And speaking of morals, what is moral about charging someone $400 for 30 lifesaving pills, when I could look up the active ingredient and order a fifty gallon drum of it for ten dollars. This is how the billionairs are raping the poor and middle-class. We have been slaves to the billionairs of the world, and the best slaves, are the ones who don't know they are slaves.
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This is "my" personal opinion as to why, if large groups of Latinos and Black gathered in large numbers to "protest" I feel it would be seen differently.. I also believe that this information is not being passed to people who do not have access like we do and don't know that these kinds of gatherings are going on, add economic status and you can count a lot of peoples voices. My hopes this spreads so all towns not just big citties and all peoples are being educated on the chance to use their voices too.
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Here's photos from last Sunday ( October 2 ) down at Occupy Wall Street
My Facebook Public Photos I was there at the March ( and I love the aerial view..! ) but my back hurt too much , so I didn't do the whole march. There was an incredible range of diversity there, and many Unions! All of which was very inspiring.... Here's a much smaller album of shots from the beginning of the March on Wednesday evening. more of my FB albums Last edited by MsMerrick; 10-06-2011 at 08:41 PM. Reason: added an album |
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They are not the keepers of the morality for this country, as a matter of fact by their actions they have shown themselves to actually be the antithesis of what is morally right.
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This is a comprehensive list of links to locations in the United States and Canada with Occupy Wall Street solidarity events:
http://www.dailykos.com/story/2011/1...es?detail=hide |
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[QUOTE=JAGG;432922] I don't know what you mean by an underwater mortgage. Do you mean people who took out a loan with a bank for an adjustible interest rate instead of a fixed rate ?"
From Wisegeek.com "An underwater mortgage leaves the owner with more debt on the property than the current market value." You owe more on your home than it's worth, conscripted as you are to "mortgage" (as in the French word "mort," or death, or only after death are free). You can find a similar definition or find in news stories daily. The last figure I read suggested that folks lost 30% and more of their home's value in the post "boom boom" days that took a sharp right off the cliff just prior to Bush's exit. Inasmuch as a home is most folks' greatest financial asset, this was somewhat painful for working family types but perhaps better news for predatory types. "As far as medical bancruptcy, it of course could happen to anyone." The Vegas odds are better for the un or under-insured. "I think it's important you take measures to insure you're prepared." So how does that work for folks who were directed to invest in an Enron 401K, or who were counseled to buy a home beyond their means, or whose children were sent multiple credit card offers while still in college or who had the great misfortune of getting inconveniently sick working a Walmart or any job that ensures that you work just up to the point where you are not entitled to health insurance? "I'm saying you can protect yourself if you don't want that to happen. If you don't protect yourself, then I guess you'll have to make do best you can. That is the responsiblity of the individual." So really whatever happens, happens and let the free market rule? It's all good, right? It's funny. We hold children to much different standards than this. If we see a child hitting another child, we intervene. If we see a child take another child's cookie, we stop it and make the child give it back. If we hear a child bullying another child or talking to other children about picking on and setting up another child, we address it and ensure that no child feels singled out or bullied or inferior. We want our children to understand, embody and act out of a sense of goodness and fairness and equality. And then we become adults and that changes. So what exactly does that say about us, and what does that model for our children? " Now the mom and pop crisis. I'm sure many will hang me by my eyelashes for my opinion on this but, it's the truth as I see it. My opinion. If you go into a store and they want 65 dollars for a blanket, you can get somewhere else for 18 dollars, which one do you choose." And that would be the only measure of cost and value? The comparative retail prices? Beyond the price you see and make a determination on, there are many other costs and prices to consider. And the statistics clearly and consistently show that the Mom & Pop stores not only give back more to their communities in terms of charity, real jobs and taxes, they also happen to take less from their community than a Walmart does in, for instance, in emergency services response and patrol (lotta stuff to watch and prosecute for the shoplifting of) or water contamination and clean up in the river that sits just, unfortunately enough, behind a Super Walmart. And then of course there's what Walmart allows the community and taxpayer to do, namely take on those medical costs and bankruptcies. Over two thirds of the WM's employees don't participate in the company's healthcare plan. Wonder why. I'm sure it's because they're so abundantly covered somewhere else. So it's interesting that while you call for more exports and fewer imports, a better trade balance and a stronger American-made economy, you find the justification to shop a store known for selling "Cheap Chinese Crap" because it appears to cost less. And sadly, that's what everyone's done, which is why the dollar stagnates, China buys our debt (and ours and Canada's prime agriculture, by the way), and the middle class does an amazing disappearing act. "If we're looking for someone to blame, we only have to look into the mirror." So here we are, many of us, listening to euphemisms like "downsizing" or "food insecurity" or "eliminating redundancies" thrown around, terrified of communism, ignorant of socialism, and falling into the ever widening jaws of carnivorous capitalism and wondering exactly when we hit some kind of economic and social oblivion from which there is no turning back.
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#93 | |
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The article Snow posted certainly points to how the mortgage lending practices and ensuing foreclosure rates hit POC in much higher numbers than whites. It also can be atributed to the fact that historically, social movements tend to begin among white, middle class people. In the past this has been due to a very simple factor- they could have more "leisure" time. Although, since the recession has crossed economic and racial lines and is continuing to do so, my guess is that this social movement will keep climbing in numbers of POC and run across class status in ways we may have never seen before. I wonder if one of the main reasons there are less Latinos involved in public demomstrations is also in play. Fear of harrassment about legal status. I was thinking earlier today after looking at the site that has the schedule of these demonstrations all over the US about cities in AZ and other states that have passed legislation about police being able to just demand documents from people. How the hell will Latinos, many of whom have had foreclosures, feel about participating? It may very well be that since more and more white, middle-class people are feeling the effects of long term unemployment in much higher numbers and also would be among higher percentages of people that have bank accounts and credit cards as well as mortgages, etc. People that suffer with chronic unemployment and have been dealing with the poverty level in their lives don't use banks (usually can't even get an account due to poor credit scores) or have credit cards. If they do, they are of the type that the person fills themselves and is really not an extension of credit (the pre-paid cards). My hope is that this will be a movement in which all that are angry with how people are being taken advantaged of by big banks and public corporations can join together and not get diverted by "how many of what color is out here today." That's another thing, this is a revolving movement in which people demonstrate on dats they can and not on others. Demonstartors are revolving in and out as they can with their own obligations. So, there are different people every day of the demonstrations. I'm just throwing out some possibilities here- and I am going to go look for the links of articles that state that there is a good turn-out in various areas of POC. |
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That is simply not true. The Civil Rights Movement was not started by white middle class people. The Labor Movement was not. The LGBT rights movement was not. The Disability Rights movement was not. Anti-Apartheid was not. Indiginous Peoples Movements were not. And on and on.
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On the news, ABC and MSNBC when they were showing the protesters I saw a mix of races, many many young and many many women. Sorry not into tallying the numbers. I know our city has a protest to be staged, no one has intimated it's only for white people. So far it is mostly academics doing the talking however. Not many poor people have access to computers outside of work or school, so when it is staged the poor may just well join.
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Poor and working poor people are usually struggling to keep food on the table, work more than one job and don't have the all of the "free" time that the middle class has had. |
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Anti-Apartheid was a mixed bag, and without black South Africans and white South Africans coming together there would not have been as great a success. Same can be said for the Civil Rights movement in the US. There are quite a few rights movements and revolutions out there that had little to do with white middle class people. At the same time, many rights movements also required the involvement of white middle class academics in particular (the feminist movement as you mentioned. Without middle class white women in particular, there would be no feminist movement, either first or second wave), in order to gain widespread success. The poor not having leisure time to think of acting on their own oppression is not as true in the 20th century as it was in the 19th and 18th centuries (and before, of course). Especially in groups that were frequently the targets of regular state violence and brutality. I'm not sure it's a generalisation that can be applied to all movements, is what I'm trying to say. |
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"Very misinformed," "ignorant," and "out of your league"? Is this CNN or a social website? An example that comes to mind right off the bat is the struggle of Indigenous Peoples in North America. I'm a working person, so probably someone who teaches knows more than I do, but I'm pretty sure that First Nation people have been fighting for their continued existence since they first had contact with European people. I'm guessing that makes them the longest-fighting resistance here, even without the help of the white middle class. This thread does have the word "Occupy" in it's title. Seems like if the white middle class is writing the script, they might be giving themselves a starrng role, and set the definitions? My view of history leads me to think the white middle class is best at looking after it's own interests. Most of the time that's involved complacency. I think disenfranchised people have shown a lot of energy and inventiveness working on their own behalf. I think that's one of the reasons the NYPD has to use terrorism to discourage resistance.
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Later, this fact was most certainly brought to the forefront as so many of the variable, let's say for the Women's Movements did not address issues of WOC or poor women. Of course, POC and working poor began to say- "Hey, this does not comsider what is important to me." Then, made their issues known. There are many, many early and later strong social movement leaders from other classes and races. Many splits were made due to these kinds of issues and the lack of knowledge of white, middle class activists in terms of POC. I am coming from a sociological perspective of the demographics of social movements as they are documented. It is about the mechanics of social movements. In the 60's it was college students, mainly white that were faced with the draft during the Vietnam War that were at the center of that movement to stop that war. At that time, there were far, far, far fewer POC in college at all as well as in good paying jobs with good benefits and the means to get out there. And again, as a sociological paradigm, it is very difficult for people that cannot just up and run out with a poster at their leisure to a demonstration, Consequently, those that could, did. I brought this up in response to posts about the lack of POC at many of the Occupy Wall Street demonstrations- which isn't entirely true. However, given the severity of unemployment today, especially with POC, things like transportation, child care, and just lack of funds would have a big impact and it is higher among POC. For example, in Richmond, a city near me, the rate of unemployment for Latinos and African Americans is more than double than for whites. Most have been unemployed long term which really causes a decline in resources as simple as having money to take a bus, let alone have a car. This is not about middle-class whites are the activists and POC have not taken their rightful place in social movement organization and effectiveness. That is absolutely not what I was saying at all. |
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Computers and the internet are free at all libraries, career link provides the same free services. Most YMCA's and YWCA's have compter labs and the use is free. Dress for Success, (a woman's back to work program) has a no charge computer lab.....computer access, to folks who can not afford it, is readily available, if one wants it. just saying.
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